Medicare in Colorado

Navigate Medicare with confidence

Whether you're turning 65 or exploring your options, we'll help you understand your Medicare choices — with guidance specific to Colorado residents.

Colorado Medicare at a glance

Beneficiaries
900,000+ enrolled
Part B premium
$185.00/month
Open enrollment
Oct 15 – Dec 7, 2026
Get Started

Find the right Medicare plan

Free tools and licensed Colorado agents ready to help you compare coverage and costs.

Understand Medicare

The four parts of Medicare

Each part covers different services. Here's what Colorado residents need to know.

Colorado-specific

Resources for Colorado residents

Colorado has unique programs and rules that affect your coverage.

  • Health First Colorado (Medicaid)

    Colorado's Medicaid program. Dual-eligible beneficiaries may qualify for additional benefits.

  • Colorado SHIP program

    Free, unbiased Medicare counseling through the State Health Insurance Assistance Program.

  • Colorado Medigap rules

    State-specific regulations around enrollment, guaranteed issue rights, and plan availability.

  • Prior authorization in Colorado

    Which services need prior auth and how to navigate the process under your plan.

Not sure where to start?

A licensed Colorado Medicare agent can review your situation, compare plans in your county, and help you enroll — all at no cost to you.

Agents are compensated by insurance carriers, not by you.

Find a Colorado agent
Local Medicare help

Medicare by city in Colorado

Find agents, offices, and plan options specific to your area.

2026 costs

What does Medicare cost?

Key numbers every Colorado beneficiary should know.

$185
Part B monthly premium
Standard 2026
$257
Part B annual deductible
Before Medicare pays
$0
Part A premium
With 40+ work credits

Ready to find the right plan?

Talk to a licensed Colorado agent for free. Compare plans, understand costs, enroll with confidence.

Find a Medicare Agent

You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help with plan choices.