Find a Medicare agent in Denver
Working with a licensed Medicare agent is one of the easiest ways to navigate your options. Agents in Fort Collins can help you:
- Compare Medicare Advantage plans available in Larimer County
- Find the best Part D prescription drug plan for your medications
- Evaluate Medigap (supplement) policies and costs
- Understand enrollment deadlines and avoid late penalties
- Enroll in a plan — agents handle the paperwork for you
Good to know: Medicare agents are paid by insurance carriers, not by you. Their services are completely free, and they are licensed by the State of Colorado Division of Insurance.
Medicare plans in Denver
Larimer County offers a solid selection of Medicare plans. Fort Collins beneficiaries have access to many of the same carriers available in the Denver metro area. As a Fort Collins resident, you can choose from:
Medicare Advantage (Part C)
Fort Collins typically has 25+ Medicare Advantage plan options.
Medigap (supplement) plans
Multiple carriers offer Medigap Plans G, N, and other letter plans in Denver. Compare rates — they vary significantly by company for identical coverage.
Part D drug plans
Fort Collins residents can choose from 20+ standalone Part D plans. The right plan depends on your specific medications and preferred pharmacy.
Special Needs Plans (SNPs)
Fort Collins has SNP options for dual-eligible beneficiaries, those with chronic conditions, and residents of certain institutions.
Social Security & Medicare offices near Fort Collins
You can visit a Social Security office in person to enroll in Medicare, ask questions about your benefits, or resolve issues. Call ahead to make an appointment.
| Office | Address | Phone |
|---|---|---|
| Fort Collins | 2850 McClelland Dr, Fort Collins, CO 80525 | 1-866-931-8394 |
| Loveland (nearby) | 204 E 4th St, Loveland, CO 80537 | 1-800-772-1213 |
Tip: Social Security offices can be busy. You can handle most Medicare enrollment tasks online at ssa.gov or by calling 1-800-772-1213.
Free Medicare counseling in Fort Collins
The Colorado State Health Insurance Assistance Program (SHIP) provides free, unbiased Medicare counseling. SHIP counselors are volunteers trained by the state — they don't sell insurance and have no financial incentive to recommend one plan over another.
Fort Collins-area SHIP counseling is available through:
- Larimer County Office on Aging — Serves the Fort Collins area
- Phone: 1-888-696-7213 (statewide SHIP hotline)
- In person: Counseling sessions at senior centers and libraries in the Fort Collins area
Fort Collins Medicare resources
- What is Medicare? — A beginner's guide to all four parts
- Medicare Advantage in Colorado — How MA plans work and what's available
- 2026 Medicare costs — Premiums, deductibles, and IRMAA brackets
- Enrollment periods — Key dates and deadlines
- Medicare vs Medicaid — Dual eligibility and Health First Colorado